C.A.R. Open Enrollment Deadline Extended to Dec. 15

Dear C.A.R. Member:

Given today’s challenging healthcare environment, I’m pleased to let you know that the open enrollment deadline for medical, dental, vision, and life insurance through C.A.R. has been extended through Dec. 15. You now have an opportunity to enroll for coverage effective Jan. 1, 2010.

This is your chance to get guaranteed issue health insurance through C.A.R.’s medical plan, as well as an opportunity to enroll for dental, vision, and life insurance coverage. After Dec. 15, you won’t be able to enroll in the C.A.R. program until April 2010 for a June 1, 2010, start date. I encourage you to make some time today to review the information below so you are able to make an informed decision regarding insurance options for yourself and your family.

C.A.R. offers six plans through Anthem Blue Cross and 11 plans through Kaiser Permanente. Here are some important elements of C.A.R.’s open enrollment insurance offerings:

• Kaiser Permanente – Guaranteed issue and no pre-existing conditions limitations;
• Anthem Blue Cross of California – Guaranteed issue, and the ability to choose from PPO, HMO, or HSA programs. There are no pre-existing conditions limitations on the HMO plan;
• MetLife Dental – Two PPO plans available, with competitive pricing and no waiting periods;
• Medical Eye Services vision – No copay for exams, and no copay for frames and lenses with MES-approved providers once every 12 months;
• MetLife Life – $25,000 or $50,000 of life and accidental death and dismemberment (AD&D) coverage, featuring guaranteed issue for new members and simplified issue for existing members.

Additional insurance products, available to you at any time through C.A.R. include Aflac accident and cancer insurance, with a C.A.R. discount; VPI Pet Insurance, offering C.A.R. members a 5-percent discount; AD&D insurance for members and their families; and long-term care and individual disability insurance.

RealCare, C.A.R’s. only endorsed health insurance agency, is ready and available to help compare your current plans and make the best choice for you and your family. For more information, call RealCare at (800) 939-8088 ext. 202, or go to http://realcare.biz/realtors.

I hope you’ll take advantage of this important member benefit and preferred pricing available to you, and sign up today if you’re in the market for coverage.

Sincerely,

Steve Goddard
2010 President
CALIFORNIA ASSOCIATION OF REALTORS®

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