Tuesday, April 20th, 2010
Steve Goddard - 2010 C.A.R. President
Dear C.A.R. Member:
Given today’s challenging healthcare environment, I’m pleased to let you know that open enrollment for group medical and vision coverages through C.A.R. runs through May 15. You now have an opportunity to enroll for coverage effective June 1, 2010.
This is your chance to get guaranteed issue health insurance through C.A.R.’s medical plan, as well as an opportunity to enroll for vision coverage. After May 15, you won’t be able to enroll in the C.A.R. program until the winter of 2010 for a Jan. 1, 2011, start date.
I encourage you to make some time today to review the information below so you are able to make an informed decision regarding insurance options for yourself and your family. If you have a qualifying event — the loss of group coverage, for example — or if you are a new C.A.R. member (between your 60th and 120th day of membership), you may be eligible now for all coverages. Call RealCare to find out if you qualify.
C.A.R. offers five plans through Anthem Blue Cross and 11 plans through Kaiser Permanente. Here are some important elements of C.A.R.’s open enrollment insurance offerings:
Kaiser Permanente – Guaranteed issue and no pre-existing conditions limitations;
Anthem Blue Cross of California – Guaranteed issue, and the ability to choose from PPO, HMO, or HSA programs. There are no pre-existing conditions limitations on the HMO plan;
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