Scott Short 
Friday, May 21st, 2010

It appears the black cloud over California is being lifted by the PMI (Private Mortgage Insurance) companies. When the housing market started to decline, the PMI companies retreated from the “sand” states (California, Florida, Arizona, and Nevada), or at least pulled back on the maximum loan-tovalue (LTV) they would guarantee. They still have a lot [...]
Jim Hanson 
Monday, December 7th, 2009
Jim Hanson – 2009 Real Estate Finance Forum Chair
This is my 24th and final article as the Chair of the Real Estate Finance Forum. What a blessing it has been to serve this Association and you, its Members. I wanted to take this opportunity to say thank you to all my faithful readers. [...]
Janelle Fallan 
Friday, November 6th, 2009
Recruiting is busier than ever in “a harbinger of things to come,” Barbara Hayes, executive director of the Sacramento Area Commerce and Trade Organization (SACTO) told the Real Estate Finance Forum on November 5.
SACTO’s role is to market the 6-county region to the rest of the world, Ms. Hayes explained. Half its [...]
Caylyn Brown 
Friday, August 14th, 2009
The flagship loans of the U.S. Small Business Administration–as well as a new loan created as part of the federal government’s big economic recovery initiative–are available to individual practitioners, SBA has clarified.
The NATIONAL ASSOCIATION OF REALTORS® sought clarification from SBA after hearing that lenders in some jurisdictions were making the loans to practitioners while others [...]
Greg Wilson 
Monday, August 10th, 2009
The mortgage and home valuation arena is in flux still as folks continue to discover the negative impacts of the recently enacted Home Valuation Code of Conduct amid tighter lending guidelines. Some of the unintended consequences of the HVCC are longer turn times for appraisals and suspect valuations from appraisers not familiar with local neighborhoods [...]
Greg Wilson 
Thursday, June 4th, 2009
Monetization of the $8000 first-time home buyer tax credit found in the American Recovery and Reinvestment Act of 2009 is a hot topic these days. The FHA we’ve learned has issued a mortgagee letter (2009-15) regarding monetization of the credit. Roxanne Campanella a Senior Customer Liaison working out of the Sacramento HUD office talked about some of the [...]
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